UPI-Based Micro Lending for Street Vendors

🤔The Problem

Street vendors aur thele wale log bank se loan nahi le paate — no credit history, no collateral, complicated paperwork. Unhe local sahukar se 5-10% monthly interest pe lena padta hai.

💡The Solution

UPI transaction history ko credit score ki tarah use karke micro-loans (₹5,000-₹50,000) provide karna. Daily UPI sales se automatic EMI deduction. Machine learning model jo repayment capacity predict kare based on daily transaction patterns.

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UPI-Based Micro Lending for Street Vendors

🤔The Problem

💡The Solution

Looking For

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